Gain the knowledge and tools needed to effectively analyze and interpret financial statements.
Why Businesses Borrow
Beginner • 1 hour
Learn the basic terms and concepts that form the foundation of financial reporting and analysis.
Commercial Financing Products
Discover the first major financial statement—the income statement—and its core equation: revenues – expenses = net profit.
Beginner • 1.5 hours
The 5Cs of Credit
Expand your knowledge of the income statement with two important subtotals: operating profit and gross profit.
Beginner • 2 hours
Learn to differentiate between fixed and variable costs and how to calculate when a company will hit its break-even point.
Cash Flow Coverage and the UCA Model
Business Structures
Learn about the accrual basis and why it does a better job of reflecting economic reality than the cash basis.
Beginner • 2.5 hours
Analyzing Business Tax Returns
Learn about the second major financial statement, the balance sheet, as well as what defines an asset and how they're accounted for.
Learn the key concepts and classifications of noncurrent assets, including their role in financial reporting and long-term business value.
Analyzing Personal Tax Returns
Learn about the second half of the balance sheet—liabilities and equity—and how these accounts are used to finance a company's assets.
Personal Guarantors
Learn about the fundamental building blocks of a company's financial accounting system: debits and credits.
Global Cash Flow Analysis
Learn two important concepts that will allow you to assess a company's financial health: leverage and liquidity.
Introduction to SBA Lending
The SBA 7(a) Loan Process
Add more ratios to your toolkit that will allow you to measure performance and drive results.
Learn about the third major financial statement, the statement of cash flows, and how it connects the income statement to the balance sheet.
Commercial Real Estate Lending
